Privacy Policy
Last Updated: December 20, 2025
Our Privacy Promise
At Calcbz, we believe your financial calculations are your business, not ours. We don't collect, store, or share your personal information. Your data stays on your device, period.
Information We Don't Collect
We do NOT collect:
- Personal identification information (name, email, phone number)
- Financial data (loan amounts, income, assets)
- Calculator inputs or results
- Location data beyond general region for analytics
- Browsing history or behavior across other websites
Local Storage & Cookies
We use browser local storage and session storage to enhance your experience:
- Cookie Consent: We store your cookie preference (accept/decline) in local storage
- Calculator Sessions: If you consent, we save your calculator inputs in session storage so you don't lose your work if you refresh the page
- User Preferences: Theme preferences (dark/light mode) are saved locally
All this data stays on YOUR device. We never send it to our servers or third parties. You can clear it anytime by declining cookies or clearing your browser data.
Analytics
We use privacy-focused analytics to understand how people use our calculators (which calculators are most popular, general traffic patterns). This data is:
- Completely anonymous and aggregated
- Does not include any personal information
- Does not track you across websites
- Used solely to improve our calculators
Third-Party Services
We do not use third-party advertising networks, social media trackers, or data brokers. Our website is self-contained and doesn't share data with external services.
Children's Privacy
Our service is not directed to children under 13. We do not knowingly collect information from children. If you believe a child has provided us with information, please contact us immediately.
Your Rights (CCPA & GDPR)
Under California Consumer Privacy Act (CCPA) and General Data Protection Regulation (GDPR), you have rights regarding your data. However, since we don't collect personal data, there's nothing to:
- Access (we don't have your data)
- Delete (we don't store your data)
- Opt-out of sale (we don't sell data)
- Port (we don't collect data to port)
Changes to This Policy
We may update this privacy policy occasionally. We'll post the new policy on this page with an updated "Last Updated" date. We encourage you to review this policy periodically.
Contact Us
If you have questions about this privacy policy, please contact us at: